Gusto Paycheck Delayed: Why It Happens and How to Fix It Fast
This guide explains why a Gusto paycheck gets delayed, how long it usually takes, and what steps you should take to get paid as soon as possible.
PAYROLL PLATFORMS
Alex Morgan
1/17/20262 min read
What Does a Gusto Paycheck Delayed Mean?
A Gusto paycheck delay means your payroll was processed, but the money has not yet reached your bank account. This usually happens during the direct deposit process and does not always mean payroll failed.
Gusto works with banks and clearing systems, so timing and verification play a big role in when funds arrive.
Common Reasons for Gusto Paycheck Delays
Payroll Submitted Late
If payroll is submitted after Gusto’s cutoff time, the paycheck may roll over to the next business day.
Bank Processing Delays
Even after Gusto sends the payment, your bank may take extra time to post the deposit, especially on weekends or holidays.
Direct Deposit Verification
New employees or recently updated bank details may trigger a verification process that delays payment.
Insufficient Employer Funds
If the employer’s bank account lacks sufficient balance, Gusto may pause payroll until funds clear.
Compliance or Account Review
Occasionally, Gusto places payroll on hold for compliance checks, tax verification, or account reviews.
How Long Can a Gusto Paycheck Be Delayed?
In most cases, delays last 1 to 3 business days. If the delay extends beyond this window, it usually indicates a bank issue, rejected deposit, or employer-side problem that needs action.
How to Fix a Delayed Gusto Paycheck
Check Payroll Status
Log in to your Gusto account and check whether the paycheck shows as “Processed,” “Pending,” or “Completed.”
Confirm Bank Details
Ensure your routing number and account number are correct. Even a small typo can cause delays.
Contact Your Employer
Ask whether payroll was submitted on time and whether there were any funding issues.
Reach Out to Gusto Support
If everything looks correct on your end, Gusto support can confirm where the payment is stuck.
What to Do If the Deposit Fails Completely
If your paycheck shows as returned or failed, Gusto usually reissues the payment. This may take a few extra business days, depending on whether it is resent via direct deposit or paper check.
Can Employers Prevent Gusto Paycheck Delays?
Yes. Employers can reduce delays by:
Submitting payroll early
Maintaining sufficient account balance
Verifying employee bank details
Avoiding last-minute payroll changes
A Gusto paycheck delayed situation is frustrating, but it is usually fixable without major issues. Most delays are caused by timing or bank processing, not permanent payroll problems. By checking payroll status early and confirming details, you can avoid repeated delays in the future.
If the delay goes beyond a few business days, contacting your employer or Gusto support is the fastest way to resolve it.
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