Workday Direct Deposit Rejected: Causes, Timeline, and What Happens Next
Workday direct deposit rejected by your bank? Learn why deposits get rejected, where your money goes, how long it takes, and the exact steps to get paid.
PAYROLL PLATFORMS
Taylor Reed
1/24/20261 min read
What Does “Workday Direct Deposit Rejected” Mean?
When a deposit is rejected:
Payroll sends your salary via ACH
Your bank refuses the transaction
The funds are sent back to the employer
Payroll prepares a reissue
Until reissued, the money sits safely with the employer.
Most Common Reasons for Rejection (Ranked)
❌ Incorrect account or routing number
❌ Wrong account type (checking vs savings)
❌ Closed or frozen bank account
❌ New account not ACH-enabled yet
❌ Name mismatch between bank and payroll
❌ Bank compliance or fraud filters
What Happens After a Direct Deposit Is Rejected?
Day 0 – Payday
Payroll releases payment
Bank attempts to post deposit
Day 1–2
Bank rejects the deposit
ACH return is generated
Day 2–3
Funds return to employer payroll
HR is notified in Workday
Day 3–5
Payment is reissued (direct deposit or paper check)
How to Fix a Rejected Direct Deposit (Action Plan)
Step 1: Fix Bank Details in Workday
Go to Pay → Payment Elections and verify:
Routing number
Account number
Account type
Save and confirm changes.
Step 2: Call Your Bank
Ask:
Why was the ACH deposit rejected?
Is my account active and eligible for direct deposits?
Step 3: Contact HR or Payroll
Request:
Confirmation of the rejection
Timeline for reissue
Payment method (manual check or redeposit)
How Will You Get Paid After Rejection?
Employers usually choose one of these options:
✅ Reissue via direct deposit (after correction)
✅ Issue a paper check
✅ Add payment to next payroll cycle
Company policy decides the method.
Can This Happen Again?
Yes, if:
Bank details are still incorrect
Account type is wrong
The bank blocks ACH deposits
Always confirm details before the next payroll cutoff.
When Should You Escalate?
Escalate immediately if:
More than 5 business days have passed
HR confirms return but no reissue date
You are facing financial hardship due to delay
A Workday direct deposit rejected issue is serious but solvable. The money is not gone, just returned. Fix your bank information quickly, notify payroll, and your wages will be reissued.
Most cases are resolved within one workweek.
Read More:
Workday Paycheck issued but not deposited